Owner preparing the business for sale
A boutique owner planning to sell next year needs a clean P&L, cash-flow tracker, and 12-month projection in buyer-ready format for a broker.
Small Business Financial Package
Tier 4 · Accounting & Finance · $1000 · 35-45 hrs · 35 day turnaround
Listed price is the project base price. A 3% payment processing fee is added at checkout. The full total is charged upfront when you place your order.
Develop a complete financial reporting package including a P&L template, cash flow tracker, and 12-month projection for a provided business scenario.
You'll receive a complete financial reporting workbook built around your business scenario: a multi-sheet Excel file with a formatted P&L statement, rolling 12-month cash flow tracker, and annual projection model with adjustable assumptions. This package gives you a clean baseline for internal decision-making, bank discussions, or handoff to a bookkeeper—all built from your actual business numbers.
Deliverables
- P&L template
- Cash flow tracker
- 12-month projection
- Brief written overview
What's included
- Single business scenario
- Linked workbook
- Editable assumptions
Not included
- Audit-ready financials
- Investor pitch
- Tax filings
What you'll get
Your business details: annual revenue, major expense categories (COGS, payroll, rent, utilities, etc.), current cash position, any known seasonal patterns, and one year of historical monthly numbers if available. Can be shared as a spreadsheet, PDF, email list, or scanned documents.
The student builds a linked Excel workbook under PM oversight: (1) formats a P&L template with your actual line items and 12 months of historical data if provided; (2) creates a cash flow tracker with beginning balance, monthly inflows/outflows, and ending cash position; (3) constructs a 12-month projection model with clearly labeled assumption cells so you can adjust growth rates, margins, and expenses; (4) writes a 1-2 page overview explaining the inputs, any assumptions made, and how to update the sheets monthly.
One Excel workbook (.xlsx) with four linked sheets: P&L template, cash flow tracker, 12-month projection, and assumption inputs. All formulas are intact and editable. Plus a brief written guide (PDF or Word doc) describing each sheet's purpose and how to modify assumptions.
Your $1,000 payment is held in escrow and only released once you confirm the workbook formulas work, the numbers match your inputs, and the sheets are ready to use.
Common use cases
Founder preparing for an SBA loan
A founder applying for an SBA loan needs the bank-ready financial package — P&L, cash-flow, and projection — to attach to the loan application.
Bookkeeper handing off a clean baseline
A bookkeeper onboarding a new SMB client needs a clean baseline financial package built from messy historicals so going-forward reporting starts on solid ground.
Retail owner stress-testing inventory investment
You're considering a $50k inventory purchase but want to see the cash impact month-by-month before committing. The student builds your P&L and cash flow with your current revenue baseline, then you adjust the projection sheet to model the purchase timing, expected sales lift, and when cash recovers. You can run three scenarios in 30 minutes instead of guessing.
Service business owner tracking seasonality
Your contracting or consulting business has heavy summer months and slow winters. You provide last year's monthly revenue and expenses; the student builds a realistic 12-month projection that reflects your actual peaks and valleys, so you can plan payroll and cash reserves accurately instead of averaging everything flat.
New franchise owner establishing monthly financial discipline
You just opened your first location and need a real monthly reporting discipline. The student creates clean P&L and cash flow templates matching your franchise agreement's expense categories, so every month you can plug in actual numbers and spot variances. It becomes your operational dashboard, not a one-time report.
Frequently asked questions
What file format do you deliver, and will the formulas work if I'm using Google Sheets instead of Excel?
The deliverable is Excel (.xlsx) with full formula functionality. You can upload it to Google Sheets and the formulas will work, but the student optimizes for Excel; if you need a native Sheets version, let your PM know upfront and they'll adjust the build.
If I have five years of historical data, will the student use all of it, or just one year?
The scope covers building templates and a 12-month projection; the student will use your most recent 12 months as the baseline. If you want historical trend analysis across five years, that's outside scope and would require a revision or larger project.
Can I change the P&L line items and expense categories after delivery, or are they locked in?
All sheets are fully editable. You can rename line items, add or remove rows, and adjust categories yourself. The student will build it to match your business structure, but the workbook stays flexible for your future changes.
Does the projection model account for taxes, payroll, or regulatory fees specific to my industry?
The student will include expense categories you identify and provide assumptions for; tax-specific calculations and audit-ready compliance are out of scope. The projection is designed for your internal planning, not tax filing or investor documentation.
How many revisions do I get if the cash flow numbers don't match my bank statements?
One round of revisions is standard if the issue is a data entry error or misaligned assumption. If you discover you provided incorrect input numbers, the student will recalculate; if you want to completely restructure the workbook's logic, that's a new project.
Ready to get your project started?
Select a scope and let your Shamrck PM handle the rest. Pay the full total upfront at checkout, then review and approve the completed deliverable. Approval does not trigger a new charge.
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